Pets are family

Protect your pet with
Liberty Mutual Insurance

Protect your pet with
Liberty Mutual Insurance

Our pets are family.

If they ever experience an injury or illness, you'd want them to be treated like it. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet.

Why Pet Insurance?

1 in 3

One in three pets needs unexpected veterinary care every year.1

low cost

Our policies are affordable with an average cost of $1.66 per day.

2x

The cost of veterinary care has more than doubled in the past decade.2

stethoscope

Veterinary medicine is advancing with more specialists and treatment options available.

$3,000

Every six seconds a pet parent is handed a bill for more than $3,000.3

Our policies

We offer customizable policies so you only pay for what you need. With multiple policy options plus the ability to select your reimbursement payout, deductible, and annual maximum, you can always get the best policy to protect your pet and your wallet.

Accident

  • Accidental injuries (including to permanent teeth)
  • Euthanasia or anesthesia due to an accident
  • Cremation and burial expenses due to an accident
  • Ingestion of a foreign object (up to two treatments max per policy year)
  • Accidental death

Accident & Illness

Most Popular4

Everything covered under the Accident policy, plus:

  • Illnesses (e.g., cancer, influenza, and kennel cough)
  • Alternative medicine
  • Behavioral therapy
  • Hereditary and congenital conditions

Accident, Illness & Wellness

Everything covered under the Accident & Illness policy, plus fixed payment amounts for the following (not subject to deductible and annual maximum):

  • Wellness exams
  • Intestinal deworming
  • Routine dental cleaning
  • Spaying/neutering
  • Flea and tick prevention
  • Heartworm tests and medication
  • Dietary food and supplements
  • Prescription medications
  • Boosters and vaccinations
Accident Accident & Illness Accident, Illness & Wellness
Accidental injuries (including to permanent teeth) checkmark Yes checkmark Yes checkmark Yes
Euthanasia or anesthesia checkmark Yes checkmark Yes checkmark Yes
Cremation and burial expenses for injury-related death checkmark Yes checkmark Yes checkmark Yes
Ingestion of a foreign object (up to two treatments max per policy year) checkmark Yes checkmark Yes checkmark Yes
Accidental death checkmark Yes checkmark Yes checkmark Yes
Illness (e.g., cancer, influenza, kennel cough) No checkmark Yes checkmark Yes
Alternative medicine No checkmark Yes checkmark Yes
Behavioral therapy No checkmark Yes checkmark Yes
Hereditary and congenital conditions No checkmark Yes checkmark Yes
Wellness exams No No checkmark Yes
Intestinal deworming No No checkmark Yes
Routine dental cleaning No No checkmark Yes
Spaying/neutering No No checkmark Yes
Flea and tick prevention No No checkmark Yes
Heartworm tests and medication No No checkmark Yes
Dietary food and supplements No No checkmark Yes
Prescription medications No No checkmark Yes
Boosters and vaccinations No No checkmark Yes
Fetch a quote

How we customize for you:

1

Annual maximum

Pick your annual coverage amount. The lower your maximum, the lower your monthly premium.

2

Deductible

Much like other insurance such as auto and home, the larger your deductible, the less your premium.

3

Reimbursement

You can select the percentage of how much you'll get back for each vet visit. The lower the percentage, the lower your premium.

Why Liberty Mutual?

Our customized coverage policies are built by a company with more than 100 years of insurance experience and cover a wide range of illnesses, injuries, and conditions. We offer:

  • Customized coverage

    Customized coverage so you only pay for what you need

  • Experience

    Claims handlers with a wealth of experience

  • Discounts

    Stackable discounts that can save you up to 20 percent

  • Flexibility

    The flexibility to use any vet

  • Lifetime coverage

    Your policy will not be automatically terminated due to old age

  • No admin fees

    No monthly transaction and administration fees

  • Customer focus

    A simple and easy customer experience from quote to claim